Acquiring capital nowadays is more complex than it used to be and it is becoming more and more difficult. As lenders try to reduce their losses, they are implementing technology that has A.I. elements to it to make funding decisions. Underwriters are being replaced and loan officers are becoming extinct. Our programs are in place to assist businesses that do not understand how to position their businesses for approvals. Most of what we do uses secure portals with A.I. features that ensures businesses are clear on what to do to become approved with any FDIC lending institution.